Financing Options from McElroy Service Experts

April 24, 2016

Picture it: it’s July, creeping up on triple digits, and your air conditioner goes out. It just dies. Quits working. No more AC system, no more cool air to help you stay comfortable. It’s gone.

So you call an HVAC company to come perform an inspection and they confirm what you already knew – it’s time you purchased a new AC system. And then they tell you something you didn’t know – a new system is going to cost more than you imagined, ranging from $7,000 to $70,000, factoring in the type of system(s) you desire, the style of home(s) you have, and the type of energy source you’d like.

So what do you do? Spend the hottest time of the year soaking in sweat and blowing fans over ice? Or spend all your savings (and maybe sell a body part) to cover the cost of a new air conditioner?

But what if there was another option? Enter financing.

It’s been reported that over 65% of homeowners considering taking on a home improvement project are planning on financing their project. When you consider that the standard consumer in the United States has less than $5,000 they can get their hands on, it makes complete sense. So when life happens and things breakdown, and unexpected costs such as an AC repair or replacement is required, it is vital that we have affordable financing options available.

At McElroy Service Experts we have multiple financing options for homeowners looking to replace their heaters or air conditioners. The first category of options would fall into our promotional financing programs, which include no interest or deferred interest. Promotional purchasers are those that will most likely have the available dollars to pay off the loan short term, typically within a year with no interest charges, so long as the amount financed is fully paid off during or before the promotional period lapses.

McElroy Service Experts also offers financing programs with a lower monthly fixed payment and a reasonable interest rate. This is for people who may not have the money as quickly but can afford a lower cost each month. A typical program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and cooling system can cost an average of $10,000. Choosing the 7.99% 120 month loan product can cost as little as $121/month. This option makes a new HVAC system more affordable, while also obtaining an efficient system that will help decrease energy bills while providing home comfort.

The financing programs at McElroy Service Experts include the following:

  • Low monthly payments
  • No down payment
  • No annual fees
  • No prepayment penalties
  • Competitive interest rates

With so many programs, what are you waiting for? Call McElroy Service Experts today for a complimentary in-home home comfort analysis and we will help you discover which heating and air conditioning system is right for your home AND which financing option works best for your life. We can’t wait to get started!

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